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Would you rather lose your wallet or handphone?
It would not be surprising if an overwhelming majority of people say they would prefer to lose their wallets in this fictional scenario. Many of us take it for granted that we can get by without our wallets, but not our phones.
This answer isn’t just because of our requirement to stay connected to our family and friends, social media and work. Rather, a lot of the important things in our wallets, like our Identification Card, Drivers’ Licence and credit cards have already been ported into our phones.
The rise of cashless lifestyle payment apps, such as OCBC Pay AnyoneTM, allows us to make PayNow transactions at many merchants and businesses via either scanning a QR code or inputting their UEN numbers. Today, many apps go a step further by providing access to different lifestyle deals ranging from shopping to dining and even transport
This makes it very convenient for us to make a variety of payments, such as sending money to other individuals and paying for our groceries and hawker centre food. However, the OCBC Pay AnyoneTM app doesn’t just stop there – it enables us to do a lot more. Here are 5 things many of us might not know we could do on it.
#1 Cashless Withdrawals From ATMs
Even the most obvious use-case for our wallets – to keep physical money that we need to pay for stuff that we buy – is going obsolete. Through an extensive network of OCBC ATMs throughout Singapore, we retain good access to our cold hard cash via our OCBC Pay AnyoneTM app.
Personally, this was a function I had vaguely heard about, but never used till recently – when I left my house in a rush to go on a walk with my 2-year-old son who was adamant to see the moon from different angles. Along the way, he was thirsty, and fitting the stereotypical dad persona, I didn’t bring his water bottle. This was also when I realised I didn’t have a single cent (or card) on me.
Fortunately, I had my phone. I saw an OCBC ATM at the back of a supermarket we entered. Withdrawing cash from the ATM was a very intuitive process – so no need for anyone to worry about never having done this.
On the ATM screen, we simply need to tap on the option to withdraw cash using our OCBC Pay AnyoneTM. A QR code will appear on the screen, and all we need to do is scan this QR code using our OCBC Pay AnyoneTM app.
The next part happens on our phone, an option for the amount we want to withdraw will pop up. After inputting the amount we want to withdraw, the ATM will dispense our money. Easy-peasy – unless you were me…with a toddler running amok – remember to take the cash!
Source (for all screenshots): OCBC Pay AnyoneTM
#2 Pay Your Bills (And Get Rewards For Paying Your Bills)
A brand new feature on OCBC Pay AnyoneTM is also the ability to pay a range of bills now. Beyond just taking away the need for physical cash from our daily lives, OCBC Pay AnyoneTM takes away the need to make bill payments physically. Bringing even more convenience to our fingertips, we can now pay for our credit cards, loans, insurance, town councils, healthcare, memberships and other types of bills.
Such bills payments can be compressed into just 3 simple steps now:
1) Log-in to our OCBC Pay AnyoneTM app and click on “Pay” to pay bills;
2) Select the category we want to pay, and input our bill details; and
3) Then we just have to select “Pay”.
OCBC Pay AnyoneTM connects us directly to the AXS network when paying these bill.
Within our app, we can also add the individual payees to Favourites for recurring bills.
#3 Split Bills And Request For Payment
There will always be instances where you or someone else pays for an item first, and have to split the cost afterwards. Chasing for such payments is never convenient, and keeping track of these payments is even less fun.
Through OCBC Pay AnyoneTM, we can simply hit the “Request” option on the bottom of the screen (circled in red) to “Request money or split a bill” without having to constantly check in with the other person.
This feature is quite handy as we can choose to split the bill equally or not, as well as upload a receipt for the transaction. We can also send reminders to the individual if they haven’t paid up by the time we access the app next.
The bonus is that there’s also no need to download a separate expense splitting app to keep track of such payments. This function also comes with a receipt scanner to share with the other person, or just so you can come back in future to refer to it.
#4 Enjoy Attractive Rewards
Beyond just its cashless payment functions, we can also browse for exclusive shopping and dining deals and other promotions on the OCBC Pay AnyoneTM app. By clicking on the “DEALS” tab at the bottom of the screen, we can preview an extensive list of promotions.
One that caught my eye as a movie buff (who wants to watch Thor: Love and Thunder) was the OCBC Pay AnyoneTM Exclusive promotion with Cathay Cineplexes – offering a pair of standard weekday movie tickets and Medium Popcorn Combo for S$15.50, nearly 50% off the usual S$30.50 price tag.
There are also various other shopping, dining and healthy living promotions. For those interested in travel, OCBC Pay AnyoneTM also connects us to preferential rates for hotels, flights and car rental bookings. By simply logging into OCBC Pay AnyoneTM to make our travel-related bookings, we can get a S$50 e-voucher when we use Travel with OCBC.
#5 Multi-Partner Loyalty Points Programme – STACK Rewards
OCBC Pay AnyoneTM also connects us to STACK rewards, a multi-partner digital loyalty programme powered by OCBC Bank.
This novelty lets us keep track of our points with multiple partners within a single platform. For example, we will have an overview of our OCBC$ Rewards, OCBC Voyage Miles, OCBC Travel$, Great Eastern’s Great Dollars, Frasers Points and My Points (Millennium Hotels and Resorts) We can also pool together points earned through the various partners to redeem more quickly or bigger rewards.
As with many loyalty programmes, there is an attractive marketplace where we can redeem dining, shopping, travel, and other experiences with our combined loyalty points.
An added bonus is its “Hot Deals” section – which is refreshed every month – with exclusive deals.
Read Also: Guide To Using OCBC STACK Rewards – Is This Loyalty Programme A Worth Joining And Using?
Earn up to 4% cashback and a S$4 e-Voucher for your first transaction on OCBC Pay AnyoneTM
With cashless lifestyle payment apps such as OCBC Pay AnyoneTM, it feels like Singapore is well on its way to becoming a cashless society. We can already go about much of our daily lives even without our wallets without much hassle today.
In fact, chatting with a close friend, he feels that the bigger challenge today is trying to get around the country without any cashless and/or digital payment apps, and just physical cash. It is hard to disagree with that sentiment.
You will be glad to know that there is a bill payment promotion currently running on the OCBC Pay AnyoneTM app. Receive 4% cashback (capped at S$8) on your total bill payments through OCBC Pay AnyoneTM from 01 to 31 August in 2022. You only need to start paying S$200 in bills to receive the maximum cashback.
For new OCBC Pay AnyoneTM users, the deal is even sweeter. Receive a S$4 e-Voucher when you perform your first eligible transaction on your OCBC Pay Anyone™ app by 31 August 2022.
The post 5 Things You Can Do With OCBC Pay Anyone That You (Probably) Never Knew You Could With A Cashless Lifestyle Payment App appeared first on DollarsAndSense.sg.
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